Apple Employees Get Me Thinking About Identity Theft

Corrupt Apple employees come forward across America

If you're one of those that still think identity theft won't happen to you because you have a service from you bank, then I've got something that may bring you closer to reality. Where you shop could be an easy place for criminals to become "you".

Apple Store open to identity theft. Click graphic to read text.

 I was reading an article on Gizmodo about "bad Apple employees" where they admit to some salacious activity: breaking and stealing merchandise, illicit drug sales, sexual harassment, etc. Some of this may be overstated. The one that stuck out for me, of course, was in this quote from the graphic, left:

"Fact is, one could stroll into the back of any Apple Store and look up contact info for any customer worldwide, along with a list of products they own and serial numbers," one person said.

 Apple has a sterling reputation for customer service. So imagine what goes on in other retail stores. We need more than just credit card and bank protection.

Are You Using The "Modern Family" Legal Strategy To Protect Your Family Or Your Business??

Modern Family Legal from Kelly Stith on Vimeo.

Many people think that they are covered because they know someone who is a lawyer and that they can handle any legal issue that comes up. That's what Claire Dunphy thought. But, it's like saying my uncle/sister/friend is a doctor, so I don't have to worry about getting sick. So, if you have a cough and your friend is an orthopedist, you'll be comfortable with that?

The point is, the legal system is set up so that it has become too expensive to get the justice needed unless your pockets are deep. That leads to people subsrcibing to the sub-system of "Who You Know" Justice used in this episode of "Modern Family aired on ABC on November 7, 2012 entitled, "Arrested".

Teen accused in Concord vehicular manslaughter to change plea

Teen accused in Concord vehicular manslaughter to change plea

Distracted Driving: When Someone is Hurt Or Killed

Did you know that most states have laws that mandate you be charged with vehicular manslaughter should someone be killed due to your driving, whether or not you were under the influence of alcohol or drugs? Did you know your insurance won't cover the legal fees for that? You could be driving distracted or it could be that you hydroplaned and crossed the center divide. It doesn't matter. That is the hole in your insurance policy.

Here's some advice on what to do if you are injured in such a case:

Causes and Consequences of Distracted Driving

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Five Critical Facts About Debt Consolidation

 

Many families feel overwhelmed by their consumer debt. Companies that promise to help lower monthly payments and quickly pay off debt may sound like an appealing way out. Unfortunately, debt consolidation offers are often too good to be true. Here are some critical facts you should know about debt consolidation:

1. If you have a poor credit rating, your consolidated debt may end up with a higher interest rate than you are already paying.  The consolidated debt may offer a lower monthly payment, but in the end you may pay more.
2. Beware of built-in fees.  Make sure you know exactly how much of your new monthly payment will be going towards the consolidator’s fees and how much will be going towards payment of your debt.
3. Debt consolidators have been known to miss or make late payments.  When your monthly payments are not in your hands, you run the risk of the third party missing the payment or paying it late, which will negatively affect your credit and could result in additional fees.
4. Aside from debt consolidation, there are other sources of debt relief to consider, such as a home equity loan, personal loan, balance transfers to lower- or zero-interest cards or even bankruptcy.  These alternatives carry their own potential risks and should be discussed with your law firm.
5. Before you pay or sign anything, call your law firm and speak with an attorney. An attorney may review your consolidation agreement or offer alternative solutions.

If you don't have a law firm then you need to take a look at LegalShield℠. You can have a law firm at your disposal for less than $1 a day. You then may wonder what a $1 a day law firm looks like. Well it looks the same as a doctor you pay $20-$40 to see . It's all in the system. And you can talk to that law firm for as long as you need to get answers to your questions.