Did you know that most states have laws that mandate you be charged with
vehicular manslaughter should someone be killed due to your driving, whether or not you were under the influence of alcohol or drugs? Did you know your insurance won't cover the legal fees for that? You could be driving distracted or it could be that you hydroplaned and crossed the center divide. It doesn't matter. That is the hole in your insurance policy.
Here's some advice on what to do if you are injured in such a case:
Causes and Consequences of Distracted Driving
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